Monthly Rentals

Stay 30 nights or longer and enjoy discounted monthly rates on fully furnished homes and condos along Florida’s Emerald Coast.

Our properties are ideal for extended vacations, snowbird stays, and other long-term needs, offering comfort, flexibility, and all the essentials for a longer stay.

Browse available monthly options below and submit an inquiry for the property that best fits your plans.

Email: connect@umbvacations.com
Email: connect@umbvacations.com
Call: (800) 834-7774
Call: (800) 834-7774

Dunes of Panama Building A Properties

Enjoy extended stays in Dunes of Panama Building A, offering direct beachfront views, fully furnished condos, and a prime central location in Panama City Beach. These monthly rentals are ideal for snowbirds and long-term guests looking for comfort and convenience right on the Gulf.

November–March 15: $2,500 Plus Tax

Property Group Link: Dune-of-Panama-Building-A

Aerial view of a beachfront hotel complex with parking lots, tennis courts, and a sandy beach along the ocean shoreline.
Beach view from a balcony with a white and blue chair and small blue table, overlooking sandy beach, ocean, and city buildings in the distance.
Beachfront hotel room with a bed, a wooden dresser with TV, a mirror, and large windows showing the ocean and sandy shore outside.
Aerial view of a beachfront pool area with two swimming pools, lounge chairs, umbrellas, palm trees, a small building, and access to a sandy beach.
Aerial view of a tennis and pickleball court with multiple blue courts, surrounded by palm trees and parked cars in a parking lot. Streets and additional greenery are visible around the area.
Bedroom with a large window view of the beach and ocean, bed with white and blue floral bedding, ceiling fan, gray curtains, and sliding glass door to a balcony.
Living room with a sofa, coffee table, TV, and views of the beach and ocean through sliding glass doors.
Kitchen with wooden cabinets, stainless steel refrigerator, microwave, stove, countertop, and sink with faucet, adjacent to a living room visible through a glass partition.
Balcony with two blue chairs, a small white table, and a sign that says 'Towels' with a dolphin shape, overlooking a beach scene with hotel buildings, palm trees, and a blue sky.

Dunes of Panama Building B Properties

Dunes of Panama Building B offers spacious, fully furnished condos with easy beach access and views of the Gulf or resort amenities. Located in the heart of Panama City Beach, these units are well suited for snowbirds and guests seeking a comfortable, longer-term coastal stay.

November–March 15: $2,500 Plus Tax

Property Group Link: Dunes-of-Panama-Building-B,C,E

Aerial view of a beachfront resort with several high-rise buildings, tennis courts, a parking lot, and a beach with umbrellas and lounge chairs along the ocean.
Aerial view of a hotel pool area with two swimming pools, lounge chairs, umbrellas, and a surrounding landscaped area with palm trees, adjacent to a sandy beach.
An aerial view of a tennis court complex with multiple courts, surrounded by palm trees and parking lot, in an urban area.
Coastal-themed bedroom with a large bed, ocean view through glass doors, and beach decor.
Living room with white sofa, armchair, glass-top wicker coffee table, large sliding glass door with balcony, ocean view, and beach scene, coastal decor and beach-themed artwork.
Living room with large windows showing beach view, blue sofas with patterned pillows, glass coffee table, TV, and ceiling fan.
Balcony overlooking a sandy beach and ocean with blue sky, with blue and beige chairs on the balcony
A view of a beach resort with high-rise hotel on the left, a swimming pool in the center, palm trees, lounge chairs, and umbrellas, with the ocean in the background under a clear blue sky.
Living room with beige sofa, armchair, ottoman, sliding glass doors leading to a balcony with ocean view, and a ceiling fan.

Grand Panama Tower 1 & 2 Properties

**Grand Panama Beach Resort offers fully furnished condos with resort-style amenities and convenient beach access, making it a great option for snowbirds and extended stays. One-bedroom non-beachfront units offer a more affordable monthly option, while two-bedroom beachfront condos provide Gulf views and a premium coastal experience.

November–March 15: 2BR Beachfront: $2,650 plus tax

November–March 15: 1BR Non-Beachfront: $2,000 plus tax

Property Group Link: Grand-Panama-Properties

Aerial view of beachfront high-rise hotels and condos along a white sandy beach with turquoise water, blue umbrellas, and people on the shore.
Ocean view balcony with wicker chairs, glass-top table, and white railing under a bright blue sky with clouds.
A bedroom with a large bed, beige quilt, multiple pillows, two bedside tables with lamps, a painting of sailing ships above the bed, a sliding glass door with curtains leading to a balcony with ocean view.
Living room with a large blue sofa, an armchair, a wooden coffee table, a TV on a white stand, a ceiling fan, sliding glass door with ocean view, and beach-themed decor
Living room with a blue couch, two black chairs, a wooden coffee table, a white side table, green plant, wall art, and a balcony door showing a view of the ocean.
A hallway view in an apartment with white walls and tiled floors, leading to a dining area with a white table and chairs, and a bunk bed with patterned bedding in the foreground.
A bedroom with a large bed, wooden nightstand, two lamps, wall paintings, light green walls, and a sliding glass door leading to a balcony with ocean view.
Pool area with lounge chairs, palm trees, and a high-rise building in the background, likely at a hotel or resort.
Coastal view of a beachside cityscape with high-rise buildings, residential apartments, palm trees, and a sandy beach with people, under a bright blue sky with some scattered clouds.

Shores of Panama

Shores of Panama - Shores of Panama is a 23-story Gulf-front resort in the heart of Panama City Beach, known for its iconic lagoon-style pool and direct beach access. The Tuscan-inspired property features hot tubs, an indoor heated pool, fitness center, and on-site tiki bar. Located next to Pineapple Willy’s and close to top attractions, it offers the perfect mix of beachfront views, convenience, and resort-style amenities.

November–March 15: 2BR Beachfront: $2,650 plus tax

Property Group Link: Shores of Panama

Aerial view of a beachfront hotel and resort complex with high-rise buildings along a sandy beach, with the ocean to the right and a cityscape extending into the distance under a cloudy sky.
Living room and kitchen area of a coastal apartment with large glass sliding door, blue painted wall, Scandinavian style furniture, and open space with ocean view.
Modern kitchen with stainless steel refrigerator, gray cabinets, open wooden shelves, patterned backsplash, and a black metal chandelier.
Bedroom with ocean view, white bed with blue ocean-themed bedding, nightstands with lamps, ceiling fan, window with white curtains, ocean visible through window, light blue walls, tiled floor, framed seaside artwork.
Kitchen with stainless steel refrigerator, oven, microwave, white cabinets, granite countertops, and light blue walls.
Aerial view of a large hotel with outdoor swimming pools, surrounded by tall apartment or hotel buildings, palm trees, poolside lounge chairs, umbrellas, and landscaped walkways.
Modern living room and kitchen with blue decor, grey furniture, and a ceiling fan, featuring sliding glass doors, a pendant light, and bar stools.
Pool area with lounge chairs, palm trees, and a view of the beach and ocean in the background.
Aerial view of a beach resort with high-rise hotel buildings along the shoreline, sandy beach, and ocean, with a cityscape and greenery in the background.

Tidewater & Twin Palms

Tidewater Beach Resort and Twin Palms in Panama City Beach offer two distinct beachfront experiences. Tidewater is a high-rise, amenity-packed resort near Pier Park with strong rental demand driven by multiple pools, on-site dining, and family-friendly features. Twin Palms, by contrast, is a lower-density property with fewer units, larger balconies, and a quieter, more relaxed atmosphere, appealing to guests looking for privacy and a less crowded beach experience. Together, they represent two strong options in the market—Tidewater for high-energy stays and Twin Palms for a more laid-back, residential feel.

November–March 15: 2BR Beachfront: $2,650 plus tax

Property Group Link: Tidewater & Twin Palms

Side-by-side views of two high-rise beachfront hotels in Florida. The left shows a beach with a large hotel, a swimming pool, and a clear blue sky. The right features Twin Palms Resort with a modern design, palm trees in front, and a blue sky.
High-angle view of an outdoor swimming pool surrounded by lounge chairs, a small hot tub, an apartment building with balconies, and a beach with sand and beachgoers in the background.
Bright bedroom with king-sized bed, white bedding, two nightstands with lamps, a ceiling fan, and wall art above the bed.
A bedroom with sliding glass doors leading to a balcony overlooking the ocean. The bed has blue and white bedding and pillows, with a small bedside table holding a lamp and a vase with flowers. There is artwork above the bed and an ottoman with a starfish pattern at the foot of the bed. There are cream-colored curtains on the door, and the flooring is wooden.
Modern kitchen with white cabinets, stainless steel appliances, a microwave, oven, refrigerator, and a window with a view of the city.
Living room with large sliding glass door leading to balcony and overlooking ocean, includes sofa, side table with lamp, wall art, and flat-screen TV.
Open-concept living space with a kitchen, visible in the foreground, featuring turquoise cabinets and a granite countertop. Beyond are the living room with a dark couch and large windows showing the ocean view. The interior is decorated with coastal-themed art and signs, with a whirl of color and light from the windows.
Living room with ocean view, blue sofas, wooden coffee table, kitchen with white cabinets, stainless steel appliances, and a balcony with chairs and ocean scenery in the background.
Empty outdoor swimming pool with clear blue water, surrounded by lounge chairs, umbrellas, and greenery, with a tall building in the background under a blue sky.

Emerald Shores 4 & 5 Bedroom Homes

Spacious 4-bedroom homes in Miramar Beach offer comfortable extended-stay options near shopping, dining, parks, and Gulf access—perfect for families, snowbirds, or longer-term stays away from the beachfront hustle.

November–March 15: $3,250 Plus Tax

Property Group Link: Emerald-Shores-Properties

Aerial view of a beachfront neighborhood with houses, apartment buildings, trees, and parking lots, next to a sandy beach and the ocean under a blue sky with clouds.
A three-story house painted white with a gray roof, surrounded by palm trees and green bushes, with a driveway and parked car in front.
A brightly colored turquoise house with white accents in a tropical setting, surrounded by palm trees, bushes, and a well-kept lawn, beneath a blue sky with a few clouds.
A bedroom with a large bed with a blue and white patterned bedspread, decorative pillows, and a headboard built into the wall. The room has wooden flooring, white walls, and two windows with blinds. There are nightstands with lamps on each side of the bed, and framed artwork hangs above the headboard. Additional furniture includes a white entertainment center with a TV, a small desk with a chair, and a ceiling fan with lights.
A three-story beach house painted in light blue with white window shutters, balconies, and railing, surrounded by tropical palm trees and colorful flowering bushes under a partly cloudy sky.
Wooden beach hut with a pathway and ocean in the background, located on Emerald Shores.
Living room with two patterned armchairs, a white sofa, a wicker coffee table, a flat-screen TV, and a ceiling fan, with natural light from multiple windows.
Empty outdoor tennis court with red and green surface, surrounded by fencing, trees, and utility poles under a clear blue sky.
Empty swimming pool area with lounge chairs, umbrellas, and palm trees under a clear blue sky.

More Listings Coming Soon!